Author: Dennis Steppuhn

  • Beyond AI Use Cases: Why I created an AI Solution Hub

    Over the past two years, I have had countless discussions with executives, business leaders, and AI practitioners about the future impact of artificial intelligence as part of my role for AI Strategy, Portfolio & Steering.

    One question appears in almost every conversation:

    Which jobs will AI replace?

    While understandable, I believe this is increasingly the wrong question. A more useful question is:

    Which activities within a role will no longer require human effort
    because AI can perform them more effectively, consistently, and at scale?

    This shift in perspective fundamentally changes how organizations should think about AI transformation.

    AI is changing tasks before it changes jobs

    Recent research from leading institutions such as MIT, Harvard Business School, and McKinsey points in a similar direction.

    AI is not primarily replacing professions. It is progressively taking over specific tasks within professions.

    Jensen Huang, CEO of NVIDIA, recently described this distinction as the difference between a person’s tasks and their purpose.

    In many cases, AI can automate significant portions of information-intensive work while leaving the actual business responsibility with the human expert.

    Consider an insurance underwriter. The purpose of the underwriter is not reading documents. The purpose is making sound risk decisions.

    Yet a large portion of the role today still involves gathering information, reviewing reports, validating data, and preparing analyses.

    These are precisely the activities that AI is becoming increasingly capable of handling.

    The same applies to claims management, compliance, finance, legal, HR, and many other business functions.

    The future is not AI replacing humans

    In my view, the future is better described as a redistribution of work.

    Historically, knowledge workers spent significant time on:

    • Searching
    • Reading
    • Summarizing
    • Documenting
    • Reporting

    Today, AI is rapidly taking over these activities. As a result, human work shifts towards:

    • Judgment
    • Prioritization
    • Governance
    • Stakeholder management
    • Decision accountability

    This is particularly relevant in highly regulated industries such as insurance, where accountability and human oversight remain essential.

    The question therefore becomes:

    How do we systematically understand which capabilities AI can already perform, which capabilities are emerging, and where humans will continue to play a critical role?

    Understanding the evolution of AI capabilities

    When viewed from a strategic perspective, AI capabilities are evolving through several distinct stages.

    Predictive AI

    The first wave focused on prediction.

    Examples include:

    • Fraud detection
    • Customer churn prediction
    • Risk scoring
    • Pricing optimization

    Generative AI

    The second wave focused on content creation.

    Examples include:

    • Text generation
    • Document summarization
    • Translation
    • Image generation

    Reasoning AI

    We are now entering a phase where AI increasingly performs structured analysis and problem solving.

    Examples include:

    • Complex case assessment
    • Risk analysis
    • Compliance reviews
    • Decision support

    Agentic AI

    The next wave goes beyond analysis.

    AI agents are beginning to execute complete workflows.

    This includes:

    • Gathering information
    • Using software tools
    • Performing actions
    • Coordinating multiple systems
    • Escalating exceptions

    This is where AI starts moving from being an assistant towards becoming a digital workforce.

    The capability question becomes a leadership question

    The most important challenge is no longer technological.

    It is managerial.

    Leaders need to understand:

    • Which activities create value?
    • Which activities can be delegated to AI?
    • Which decisions require human accountability?
    • Which new skills become critical?

    Organizations that answer these questions effectively will likely outperform those that focus solely on technology adoption.

    Looking ahead

    I believe we are only at the beginning of a much larger transformation.

    The conversation will gradually move away from chatbots and isolated use cases.

    Instead, organizations will increasingly focus on orchestrating collaboration between humans and AI systems.

    Understanding this shift requires more than experimenting with new tools.

    It requires a structured understanding of AI capabilities, business value, governance, and organizational readiness.

    This is exactly why I have created the AI Solution Hub.

    It is already being used to provide a structured view of AI capabilities, business use cases, opportunities, limitations, and governance considerations across different domains.

    Why I created an AI Solution Hub

    The purpose is simple.

    Organizations are currently overwhelmed by thousands of AI products, copilots, agents, platforms, and use cases.

    At the same time, expectations often exceed reality.

    Some believe AI can already solve almost everything. Others underestimate how quickly capabilities are evolving.

    The AI Solution Hub aims to create transparency.

    It provides a structured overview of:

    • Existing AI capabilities
    • Emerging AI capabilities
    • Relevant business use cases
    • Opportunities
    • Limitations
    • Governance requirements
    • Risk considerations

    Most importantly, it helps separate hype from practical business value.

    Its purpose is not to track technology for its own sake.

    Its purpose is to help organizations better understand what AI can realistically do today, what is emerging, and where human expertise will remain indispensable. A key principle behind the platform is trust. As I discussed in my previous blog post, trustworthy AI decisions require trustworthy data. Therefore, the information and assessments within the hub are evaluated using a structured methodology inspired by NASA’s Technology Readiness Level (TRL) framework, helping organizations understand not only what is technically possible but also how mature and reliable a capability is in practice. In addition, the platform provides a market perspective by continuously monitoring AI solutions, vendors, and emerging trends, enabling leaders to make informed decisions based on both capability maturity and market developments.

    If you are exploring how AI can create value in your organization and want a more structured way to navigate the rapidly evolving AI landscape, I invite you to take a closer look at the AI Solution Hub and see how it can support your AI journey.

    www.ai.marketeq.net

  • Scaling AI w/ Portfolio Leadership

    Why AI Portfolio Leadership is Crucial for the Future of Our Business

    As artificial intelligence (AI) continues to transform the insurance industry, companies face a growing challenge: how to strategically manage and scale AI initiatives across complex organizations. This is where the role of an AI Portfolio Leadbecomes not only relevant — but essential.

    Building an AI Portfolio with Purpose

    AI is no longer about isolated pilots or one-off innovations. To drive real business value, organizations must take a holistic view. As an AI Portfolio Lead, my mission is to build and steer an AI portfolio that is fully aligned with our company’s business strategy and digital transformation goals.

    By establishing an AI inventory (which we are currently implementing in Collibra), we ensure transparency and structure:
    👉 Which AI use cases exist?
    👉 Where are synergies?
    👉 How can we scale proven solutions across markets?

    This systematic approach helps us avoid duplicated efforts, ensures regulatory compliance across different Market Units (such as Switzerland and the EU), and maximizes the return on AI investments.

    Prioritization and Governance

    Not all AI use cases deliver equal value. One of the most important aspects of my work is the evaluation and prioritization of AI initiatives:

    • Which use cases offer the greatest business impact?
    • What are the technological and regulatory risks?
    • How mature and ready is the organization to adopt them?

    Through this governance, we ensure that we focus our resources on those AI projects that create real business outcomes — whether that’s operational efficiency, better customer experience, or even new revenue streams.

    Trust is the foundation of every successful organization.

    Fredmund Malik, 2000

    Navigating Compliance and Trust

    In the European insurance industry, compliance is non-negotiable — especially with the introduction of the EU AI Actand updates to data privacy regulations such as DSGVO and Swiss Data Protection Law.

    A key part of my responsibility is ensuring that all AI use cases meet these regulatory standards and can be trusted by customers, employees, and regulators alike. Without this trust, even the most advanced AI will not succeed.

    Building the Foundation: Trust, Adoption, and Scalability

    In the insurance industry, trust is everything. It is the foundation on which customers choose to take out an insurance policy — trusting that the company will be there when it matters most.

    As we bring AI into more processes and customer interactions, this core value must be upheld. AI Trust means that our AI systems must be:
    ✅ transparent (customers and regulators understand what AI does and why),
    ✅ fair (free from bias and discrimination),
    ✅ robust (perform reliably even in edge cases),
    ✅ explainable (decisions and outcomes are understandable to humans), and
    ✅ aligned with legal and ethical standards (such as the EU AI Act and local regulations).

    Without trust in AI, adoption will stall — internally and externally.

    Driving AI Adoption

    Building trustworthy AI is the starting point. The next step is ensuring that AI adoption happens meaningfully within the organization:
    ✅ By fostering AI literacy and understanding across business units,
    ✅ By embedding AI into core processes rather than treating it as a side project,
    ✅ By involving stakeholders early, including compliancelegal, and business leaders, to ensure buy-in and alignment.

    AI adoption is not just about deploying technology — it is about changing how we work, supported by AI.

    Scaling AI for Business Impact

    Finally, once trust and adoption are in place, we focus on scaling AI use cases:
    ✅ Identifying successful pilots that can be scaled across markets or product lines,
    ✅ Building AI platforms and shared capabilities to avoid reinventing the wheel for each project,
    ✅ Creating feedback loops to continuously improve AI models as they scale,
    ✅ Ensuring scalability respects regulatory differences across jurisdictions.

    In this way, AI becomes not just a collection of isolated experiments — but an integrated, trusted enabler of enterprise-wide transformation.

    Measuring Success and Scaling Value

    Finally, success must be measurable. We define KPIs for each AI use case — from accuracy and efficiency gains to business impact — and continuously monitor progress.

    More importantly, we identify scaling potential: AI that works well in one unit or country can often be adapted and expanded elsewhere, accelerating overall digital transformation.

    In Conclusion

    AI has immense potential to reshape how we operate and serve our customers. But without strong portfolio leadership, that potential risks becoming fragmented, siloed, and ungoverned.

    As AI Portfolio Lead, my job is to ensure that we drive AI forward — strategically, responsibly, and with measurable business value. In this way, we turn AI from an experimental technology into a trusted, scalable enabler of our company’s future success.

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